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公佈呆帳大戶有何用?

2007-01-20 00:32迴響:45點閱:5733

下周一金管會要公佈呆帳大戶,只公佈已接管的中華銀、花企及東企三家銀行呆帳金額一百萬元以上的名單,看到這個新聞好像大家可以高興一下,這些立委終於做了點事,吵了半天,總算吵出一點結果。

 

前兩天剛好要準備上現場評論節目,談的話題就是呆帳大戶,我就自己記憶所及上網查一下過去掏空案的新聞,早在九十一年十月二日立法院的一場質詢,當時的政治圈就吵過呆帳大戶的話題了,那時的行政院長是游錫堃,質詢的立委是羅文嘉。

 

這條新聞內容大致如下:

 

﹂行政院長游錫堃在立院答詢時表示,在不影響金融秩序下,金融重建基金已經處理完的四十四家金融機構呆帳名單可以在半個月內公布。但財政部長李庸三強調,這部分仍受銀行法及大法官會議釋字第二九三號解釋所規範,財部會「盡量處理」。

 

  曾擔任文建會副主委的民進黨立委羅文嘉昨天在總預算案質詢時指出,金融重建基金都是人民的納稅錢,國家要用來補貼遭掏空的金融機構,對納稅人不公平,而違法及得到好處的人卻「錢進大陸、債留台灣」,人民絕對有權知道是誰在違法超貸,他要求行政院公布重建基金監管金融機構的呆帳名單,包括已花掉基金五百億元的中興銀行。

 

  財政部長李庸三答詢時表示,對於金融重建基金監管的金融機構呆帳已經處理完四十四家,不過中興銀行仍在處理中,無法公布。依照銀行法第四十八條及大法官會議第二九三號解釋規定,在審議中的個案,不能透露個別客戶姓名,必須在相關資料處理完後過一段時間公布。

 

  羅文嘉則要求能否在半個月內公布,游揆說,沒有影響金融秩序或是私人法定權益,就可以公布,李庸三則接著表示會「盡量處理」。

 

  另外羅文嘉也批評,金融犯罪司法審判時間往往過長,審判結果遭定罪的寥寥可數,加上多數犯罪嫌疑人也可能出國逃避,他呼籲司法機關能速審速決,必要時可以推動修正銀行法來公布呆帳名單。」

 

九十一年十月到現在有多久了?快五年了吧?看來不要說人民,連政治人物都是健忘的,看到這條新聞是不是覺得很諷刺呢?

 

當時的財政部長李庸三確實在半個月內照著立委的要求在網站上公佈呆帳大戶,但結論是偵查未終結,尚未確定起訴的違法金融案件,不能在網站上公開,所以只有公佈一些數據,例如首波公布的名單約為三百三十五人,約有一○四件金融犯罪案件,三件不起訴,一○一件未審理結案,其中罪行重大的金融犯罪共二九件,包括中央票券、東港信合社、中興銀行等案。

 

請問你覺得這樣的公告抓到癢了嗎?那些呆帳大戶連一點感覺都沒有,痛是痛在我們老百姓心裡。

 

這四年多來,請問立委諸公做了什麼?上次提案修銀行法是因為中興銀行掏空案,現在再提案,是因為力霸掏空案,是不是要把台灣人民的血汗錢掏光了,大家才會想到呆帳大戶呢?

 

又請問九十一年時民進黨已經執政,行政院長雖從游錫堃換成了蘇貞昌,但總統依然是陳水扁,當時的新聞報導非常多,陳水扁跟現在一樣表態支持公佈呆帳大帳,結果推動了嗎?

 

再請問我們的司法做了什麼,重大金融犯罪判了幾件?掏空順大裕和台中企銀的曾正仁被判二十年最重之外(全世界都知道人偷渡去大陸了),中興銀王玉雲只判七年(此王家一樣是逍遙法外),國產張家兄弟只判了五年,掏空的金額是多少呢?不是七十億就是八十億,難怪趙建銘叫不平,台開才撈幾千萬,就要判他八年。

 

前幾天一堆立委才義憤填膺的罵力霸,逼金管會公佈呆帳大戶,急著要修銀行法第四十八條,可我看剛新聞不停放送藍綠立委打成一團,只是為了各自黨團的利益,請問這時候的銀行法到那裡去了?搭著力霸案的便車作作秀,再打打架還是為作秀,我想他們心裡想的只有年底的選票吧?

 

有網友罵我說為什麼對王又曾輕輕放下?其實是罵不下去了,一場藍綠政府所造的十年積弊,該罵誰呢?六年多前選民已把國民黨唾棄掉,而把票投給民進黨,不就希望新政府改革嗎?一個有負人民期望的政府,還能罵什麼呢?

 

最後呢?把這個王氏家族養的更肥更大,就算把三家接管銀行的呆帳大戶都公佈,又有何用?該落跑的早跑了,做做樣子給我們看罷了!要公佈早該在五年前就做了,如果那時能做,何需今日眼看著王家掏空三千億元而束手無策?

 

!人民唯一能做的只能嘆氣吧?!

 

 

 

 

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引用:http://blog.chinatimes.com/jean0628/archive/2007/01/20/144195.html
2007-01-20 00:32作者:趙靖宇分類:非財經時間迴響:45點閱:5733

迴響與引用列表

re: 公佈呆帳大戶有何用?

本土政客亂台灣亂了十年後,都開始在為自己「找下台階」了
(本土政客亂台十年後,台灣社會上下階層貧富差距急遽惡化,而經濟年成長率如今已淪落至為亞洲最末一名了)

果然不出十年前之所料,(政治過動兒)台獨運動如今終於開始「撞牆」後,一堆本土政客都開始在為自己「找下台階」了,

謝長廷開始在那「遮遮掩掩」地扯著「憲法一中」,
蘇貞昌也配合投機的新潮流系而扭扭捏捏地拋出個「蘇修路線」,
那個啥「台獨理論大師」林濁水的也開始偷偷地轉向,著書論述起啥華人圈嚕

至於那個高舉本土(vs.外來政權),揭起「島內(七塊論)大對抗」和「兩岸大對抗」序幕浪潮的的老番癲唬濫輝丫則更是「令人瞠目結舌」了,啥「癲三倒四」唬濫肖話通通都能講,什麼民主啦改革啦「好名聲」頭銜都想搶佔,只能說「臉皮真是厚到不行」。
(不過才北高市長「選前」,台聯小黨才成功的嗆聲修理了「蘇修路線」,壓制綁架了民進黨新潮流系改革派的氣焰。權謀的佬番癲由於在選後被台灣之子成功地攏絡聯合「本土台獨社團」弒父,搶奪了其原擬準「台獨教父」的地盤神位。心底「惱羞成怒」的權謀投機佬番癲因而再度「另闢蹊徑」,以擬準前「台獨教父」的地位突然斥責這些「當權派台獨」都是一群「假貨」,如此與「急獨路線」告別)

倒是那個「扁宋會」後說出「(正名、制憲)作不到就是做不到」真心話的新中間陳水扁如今由於貪瀆弊案纏身,因而迅速「政治移位」跟佬番癲爭奪起「台獨教父」地盤神位來了,說穿了就是打起退休算盤,圖以攏絡18%台獨鐵衛禁衛軍為己身之鐵衛保鑣護身罩頂。

本土政客亂台十年後,台灣社會上下階層之貧富差距急遽的惡化,
而經濟年成長率如今已淪落至為亞洲最末一名了(民粹愚民執政和本土御用媒體對之都極力遮掩、不敢聲張,議題經年累月永遠隨繞著四大舔王吃喝拉屎曝光造勢在打轉)

本土政權>自殺死亡出頭天>改革進步圖
http://www.tspc.doh.gov.tw/tspc/portal_old/PHOTO/large.JPG

本土政客亂台灣亂了十年,都開始在為自己「找下台階」了

2007-02-07 03:41 台灣各縣市公投自決獨立運動-台灣七塊論

re: 公佈呆帳大戶有何用?

Head of Legislative Yuen, Mr. Wang Jin-Ping, knowingly covered
up his brief meeting with the perpitrator; he represents the people
of Taiwan, yet betrayed our trust by not telling anyone until
reporters exposed it in the medias.

Is there something fishy going on? who will be so dumb to believe
their meeting (one day before fleeing) is casual?

I wonder why this is just a one day news?

Dr. T

2007-02-05 00:16 Dr. T

re: 公佈呆帳大戶有何用?

I think Wang and family have never anticipated such scale of
reactions from the government of Taiwan, otherwise they will
devise a better plan. Fortunately, this government does better
than the previous in pursuing white collar crimes.

American jails are not for faint hearted, the hardship Mr. Wang
will encounter in the next few days might force him taking a
reasonable route, go back to Taiwan!

Actually, I think they should go to hell! Taiwan taxpayers have
suffered enough; when they broke something, why the people
has to pay for?

This is a time to set an example, just like British Navy pursued the mutineers in the 18th and 19th century: chase them to the end of the world, bring them back, and hang by the side of river Thame.
If such scandal happens one more time, it will be the end of Taiwan economy.

Dr. T

2007-02-04 11:08 Dr. T

re: 公佈呆帳大戶有何用?

痞子無法無天 噩夢無窮絕期

治國無賴無能 貪污無所不撈
弊案無窮無盡 法律無可奈何

硬拗無奇不有 說謊無恥神功
議事無理取鬧 表決就耍無賴

親家無所不能 珠寶不知何來
婚禮無限風光 金孫無微不至
(空軍一耗迎親專雞)

投資無懈可擊 內線無可置疑
出庭無精打采 住院無病呻吟

奴官軟骨無脊 出事無人負責
國產無影無蹤 百姓欲哭無淚

新寇無心再鬥 飼寶無往不利
低級無出其右 專業無足輕重

電台無照營業 抹黑無中生有
御犬無的放矢 暴民目無法紀

少數無法無天 多數無膽制衡
在野無能懦弱 民主虛有形式

總捅無限皇權 閤傀傀儡走馬
換人無需原由 舔王無濟於事

建設無疾而終 政策無人聞問
轎改無所適從 詐騙無日不有

革命無膽峱種 台瀆無稽之談
症名無聊透頂 三通遙遙無期

外交無可奉告 友邦無關痛癢
信用一無所有 鎖國無可救藥

政見無須兌現 選舉無所不用其極
黎民無計可施 噩夢無窮絕期

2007-01-29 20:02 痞子無法無天 噩夢無窮絕期

re: 公佈呆帳大戶有何用?

在野多數=>飼料雞

獨裁勢力在擴張

楊憲宏 2007/01/27

當民進黨的立法院黨團說出「柔性司法政變」這種公然踐踏、對抗、壓迫司法的話,而總統府也提出釋憲,甚至蘇貞昌院長責成法務部也要就限縮檢察官的職權進行釋憲,而引發檢察官的嘩然反對。這個國家的基本運作已經遭遇前所未有的困難。執政黨正在自毀國家機器的運作,而策動者卻是身為總統的陳水扁。

民進黨不惜把國家帶到這樣的重大危機,還將責任推給媒體,推給司法、推給在野黨,這樣的民進黨已「墮落」到令人「不敢置信」的程度。

所謂的「憲政危機」根本是民進黨上上下下「自導自演」,令人失望的是,民進黨內其實是有許多有識之士,知道這些邪派的作法根本不對;他們也不願支持,可是他們卻皆如寒蟬,無人敢出面主張正義,大多昧著良心忍氣吞聲。

台灣的司法從來沒有遇到如此嚴峻的狀態,這一條防線如果被總統的獨裁特權攻破,台灣的司法將成了統治者「整肅異己」的「打手工具」。對司法人員而言;這一次的地震來勢洶洶。到目前為止,在第一線的司法人員表現不俗,從「陳瑞仁檢察官到公訴檢察官與合議庭包括審判長蔡守訓,他們都很清楚的意識到,他們不只是在審一個案子,他們在捍衛一個制度,他們在為人民看守一座防火牆,一座代表著社會基本價值公平正義的防線。而恐怖的是,他們退此一步,已無死所。獨裁者正在成長中,他們一旦守不住這道防線,台灣就可能出現新的「獨裁政權」!

什麼是獨裁者,什麼是「獨裁政權」,只要看著最近民進黨上上下下的人對司法的批鬥,對不同於他們的人的攻擊,以及製造各種「莫須有的藉口」打擊反對者,就知道,如果他們進一步取得權力,有更強大的政治武器,他們將一舉破毀所有批判者的聲音,民進黨內部已成功的「獨裁」了,幾乎已無人敢對統治者發出異聲了,現在這種「獨裁勢力」正在擴張!

不要小看這些「恐嚇言論」,因為許多悲劇的發生都來自星星之火。而更糟的是,假戲真做,最後,台灣民主、自由、人權百年來的勢力,都可能遭人縱火,付諸一炬。

文章引用:
http://www.ettoday.com/2007/01/27/142-2046504.htm

2007-01-28 16:51 在野多數=>飼料雞

re: 公佈呆帳大戶有何用?

阿~哇哩咧.....

2007-01-26 17:00 user

re: 公佈呆帳大戶有何用?

Dr. T> to Young, Wen-Herng

Dr. T> I read the news on line from Ettoday.com.tw this
Dr. T> morning, but apparently they pulled it out later, I
Dr. T> have to be cautious in this news.

個人意見是東森不是一個很好的新聞來源,這和王令麟無關。

Dr. T> Regarding your articulations of U.S. Treasury and
Dr. T> IRS, honestly I am not so sure, guess I am just an
Dr. T> ordinary citizen; I would be petrified! you make them
Dr. T> kinder and gentler than most people thought. I hope
Dr. T> you are right.

美國財政部本來就沒有甚麼可怕,尤其是海關改隸國土安全部之後。
國稅局的查帳員很可怕,但是那是在他們查你的帳時。 你現在想要
想像他們會查老王境外非法收入,那你就是杞人憂天了。

2007-01-25 15:22 楊文衡

re: 公佈呆帳大戶有何用?

to Young, Wen-Herng

I read the news on line from Ettoday.com.tw this morning,
but apparently they pulled it out later, I have to be cautious
in this news.

Regarding your articulations of U.S. Treasury and IRS,
honestly I am not so sure, guess I am just an ordinary
citizen; I would be petrified! you make them kinder and
gentler than most people thought. I hope you are right.

Dr. T

2007-01-25 12:33 Dr. T

re: 公佈呆帳大戶有何用?

Dr. T> Read that U.S. Treasure dept is investigating Wang's
Dr. T> bank in California,

我想知道你在哪裡讀到的。 我猜的沒錯的話你讀到的只是某人如此說,
而不是美國財政部的聲明或是發言人的說法。

美國政府很少會對調查個案發言。

Dr. T> I think this will eventually involve the origin
Dr. T> of his capital in the bank, he must prove every dime
Dr. T> he invested is legitimate, not ill-gotten gain;

那不太可能。 美國財政部和國稅局只關心老王的錢有沒有洗錢的嫌疑,
以及他有沒有按規定報稅(他太太是美國公民所以全球收入都得報稅)。
至於境外收入是否合法,山姆大叔不會太在意。

你如果在美國住夠久,又有會計背景,你應該知道美國國稅局Pub.525
說非法收入也得報稅。 國稅局只管收錢,連美國國內非法收入都不會去
調查,更不用說國外非法收入。

Dr. T> they are very efficient, trick is how much and how
Dr. T> soon our justice dept reveal our side our
Dr. T> investigation; fully cooperate or cover every track,
Dr. T> like previous cases.

哈哈。 很不幸的是,最多美國國稅局可以要他們補稅,補到他們求饒。
要送他們去監獄或踢出美國是不太可能的。

Dr. T> Legislator Chiu Yih said it well, why those big
Dr. T> stockholders from public institutions didn't supervise
Dr. T> and allowed situations come to such a tragic end,

遇上紅頂商人,誰動他們的腦筋誰先下台。 這是老王父子要和阿扁總統
常相左右的原因。

Dr. T> I wonder whether these institutions
Dr. T> have pursued any legal action. He has collected, so
Dr. T> far, 17 claimants, with a total amount of 30 million
Dr. T> NTdollars; the more people (small bondholders and
Dr. T> stockholders) join in, the bigger chance they will get
Dr. T> their money back.

祝他們好運。 不過誰把老王的社會安全號碼告訴他,誰可能先吃美國
官司。

2007-01-25 08:23 楊文衡

re: 公佈呆帳大戶有何用?

Read that U.S. Treasure dept is investigating Wang's bank
in California, I think this will eventually involve the origin
of his capital in the bank, he must prove every dime
he invested is legitimate, not ill-gotten gain; they are very
efficient, trick is how much and how soon our justice dept
reveal our side our investigation; fully cooperate or cover
every track, like previous cases.

Legislator Chiu Yih said it well, why those big stockholders
from public institutions didn't supervise and allowed situations
come to such a tragic end, I wonder whether these institutions
have pursued any legal action. He has collected, so far, 17
claimants, with a total amount of 30 million NTdollars; the
more people (small bondholders and stockholders) join in,
the bigger chance they will get their money back.

Dr. T

2007-01-25 00:53 Dr. T

re: 公佈呆帳大LP戶有何用?

Taiwan, under DPP regime, has become even more shameless
and more dishonest than ever.
Even during the old rotten KMT days, people were not so
greedy, shameless, totally disregard the laws and their honor.

Now, anyone who could borrow large amount of money from
any banks had to bribe the bankers. Those who got the loans
have no intention to ever return the money. Those people are
considered heros, genius and community leaders.

This is Taiwan. Democrazy. Moneycrazy.

2007-01-24 13:27 Dr $

re: 公佈呆帳大戶有何用?

Dr. T> So much communications, transactions between
Dr. T> Taiwan and the U.S. existing; I know there's no
Dr. T> extradition treaty, but our government could find
Dr. T> the leverages to reverse the situation, if they want
Dr. T> to; problem is they are part of the scams, why bother?

凱德磊案剛剛宣判,在這個時候誰做總統都沒有"the leverages to
reverse the situation"。

政府的錯誤是在未能察覺力霸東森的問題,然後又讓老王和老婆跑了
(你要說政府是共犯讓他們從容走的也行)。不過無法把他們送回台灣,
抱歉,那不是政府的錯。國安局沒有一個機構叫做Impossible
Mission Force。

Dr. T> I am glad people in Taiwan already started their
Dr. T> process in claimming their money back.

2007-01-24 06:09 楊文衡

re: 公佈呆帳大戶有何用?

So much communications, transactions between Taiwan and
the U.S. existing; I know there's no extradition treaty, but
our government could find the leverages to reverse the
situation, if they want to; problem is they are part of the
scams, why bother?

I am glad people in Taiwan already started their process in
claimming their money back.

Dr. T

2007-01-24 05:09 Dr. T

re: 公佈呆帳大戶有何用?

Dr. T> My measure might not be perfect, but at least can
Dr. T> get something back.

這我了解。 不過如果台灣被騙的投資人知道美國的律師要先拿60%
(假定台灣的律師義務服務不收費),我不知道有多少人有興趣。

更不用說這場美國的官司可以耗幾年。

Dr. T> In Taiwan society, you just can not count
Dr. T> on the government, they will not help you! only take
Dr. T> advantage of you, and leave hang dried. Why so many
Dr. T> criminals embazzled hugh amount of money, fled to
Dr. T> Mainland, the U.S., and still sneared and browbeated
Dr. T> us! that is because our government has never had
Dr. T> any intention to extradite them, they have never
Dr. T> supplied necessary documents to this end!

這一點不是政府的錯。 北京不承認中華民國政府,所以沒有引渡這回事。
另一方面,美國和台北沒有任何引渡遣返的條約。

Dr. T> If anyone was cheated and robbed of his/her life
Dr. T> saving, yet taken no action, then I have nothing to
Dr. T> say.

那要看你想用合法的方法或非法的方法了。 很不幸地,你擬一個死板的
法律條文,一定有好人受到牽累,也一定有壞人得到好處。 你可以修法
讓這些壞人沒有好處,結果是更多的好人受到牽累。

Dr. T> One need not hording so much money, like Wang, to
Dr. T> live well; dignity is an important factor to live happily.

2007-01-24 03:11 楊文衡

re: 公佈呆帳大戶有何用?

My measure might not be perfect, but at least can get
something back.

In Taiwan society, you just can not count
on the government, they will not help you! only take
advantage of you, and leave hang dried. Why so many
criminals embazzled hugh amount of money, fled to Mainland,
the U.S., and still sneared and browbeated us! that is because
our government has never had any intention to extradite
them, they have never supplied necessary documents to
this end!

If anyone was cheated and robbed of his/her life saving, yet
taken no action, then I have nothing to say.

One need not hording so much money, like Wang, to live well; dignity is an important factor to live happily.

Dr. T

2007-01-24 02:31 Dr. T

re: 公佈呆帳大戶有何用?

公佈呆帳大戶之所以可為用
看立委諸公的表現就可明白

2007-01-23 23:45 記者不提醒立委就要放水囉

re: 公佈呆帳大戶有何用?

Dr. T> Of course, lawyers in Taiwan should hire capable help
Dr. T> from the U.S., there are lot of money to share around.
Dr. T> Under this circumstance, U.S. lawyers will not charge
Dr. T> enormous fee.

你想的太好了。 美國律師不會收很多費用? 你知不知道為什麼在電影
"侏儸紀公園"裏第一個躲在廁所被恐龍吃掉的就是一個律師,然後美國
觀眾個個歡呼?

在美國電影裡取笑律師的笑話多如牛毛,那是有原因的。

Dr. T> Basically, U.S. lawyers just do the investigations on
Dr. T> where the illicit funds are; unless, Taiwan lawyers
Dr. T> don't want to share, they want all the money and all
Dr. T> the hard works.

2007-01-23 10:44 楊文衡

re: 公佈呆帳大戶有何用?

Of course, lawyers in Taiwan should hire capable help from
the U.S., there are lot of money to share around. Under this
circumstance, U.S. lawyers will not charge enormous fee.

Basically, U.S. lawyers just do the investigations on where the
illicit funds are; unless, Taiwan lawyers don't want to share,
they want all the money and all the hard works.

Dr. T

2007-01-23 10:21 Dr. T

re: 公佈呆帳大戶有何用?

Dr. T> to Young Wern-Herng
Dr. T> If I were lawyer, I will pick up this chance and make a
Dr. T> fortune of my life time; how long it will take? two
Dr. T> years? it worth every penny and sweat.

Dr. T> May be lawyers in Taiwan don't need money, they
Dr. T> live on air and water, or have a higher spiritual goal.
Dr. T> If you were a lawyer, I suggest you take it, you would
Dr. T> be better than that woman lawyer, it's a cake walk.

我想最大的問題是這位台灣的律師必須有在美國執業的執照,這是邱彰
律師可以站出來的原因之一。

2007-01-23 10:08 楊文衡

re: 公佈呆帳大戶有何用?

to Young Wern-Herng

If I were lawyer, I will pick up this chance and make a fortune
of my life time; how long it will take? two years? it worth every
penny and sweat.

May be lawyers in Taiwan don't need money, they live on
air and water, or have a higher spiritual goal. If you were a
lawyer, I suggest you take it, you would be better than that
woman lawyer, it's a cake walk.

Dr. T

2007-01-23 08:24 Dr. T
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